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Upon your written request, they will also issue your report to a third party.

A: No, credit bureaus do not make credit decisions.

If you have filed for personal bankruptcy, that fact stays on your report for ten years.

Credit bureaus can provide credit reports only to Credit bureaus also furnish reports if required by court orders or federal grand jury subpoenas.

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They provide credit reports to lenders who decide whether to grant you credit.

A: Generally, negative credit information stays on your credit report for seven years.

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