Dating a guy with bad credit
Some people inquire about a potential mate’s age or how many previous partners they’ve had. Some 42% of adults say knowing someone’s credit score would affect their willingness to date that person, according to a recent survey of 1,000 adults by personal finance website Women were nearly three times as likely to consider credit score a major influence on a potential partner compared to men (20% versus 7%).
Younger daters are not as concerned about these three digits: 45% of older millennials, defined here as those aged 27 to 36, said that knowing someone’s credit score would only have a minor impact on their desire to date.
And for good reason: A 2015 study from the Federal Reserve Board found that couples with high credit scores — above 750 — are more likely to stay together; couples with lower-than-average numbers (below 600) are up to three times more likely to separate than those with average scores.
“I was raised in a family of professionals who keep their finances in check and taught me how to handle my money,” says Paillant, who splits her time between Miami and Brooklyn.
“I have no student loans and I can already take care of myself financially.
But Khalfani-Cox says that doesn’t mean women who ask guys for their FICO number are gold diggers.
“A man’s credit score has nothing to do with his income,” Khalfani-Cox says.